Roof replacement is typically covered if the damage is caused by events beyond your control, such as fire or severe weather. However, poor maintenance and typical wear and year are not usually covered. Check with your provider to confirm your coverage details.
To ensure a smooth claims process, document the damage with photos, maintain detailed records, report damage promptly, and make sure you work with experienced an experienced roofing professional that is familiar with the claims process.
Start by reporting the damage to your insurance company. They’ll tell you the next steps of the process, which typically involves an inspection and submitting the necessary documentation of the damage. Partnering with an experienced roofer like Mills Siding & Roofing can help streamline this process and move things along more quickly.
When determining if you need to repair or replaced your roof, there are a few things to consider including, the age of your roof, how long you plan to stay in your home, and the extent of the existing damage. However, the truth is, you won’t know what your roof needs until you get an inspection.
Filing times for an insurance claim vary by provider and policy. It’s best to file as soon as possible after discovering damage to ensure you’re within the allowed window.
The duration of a residential roof replacement depends on the size of the home and complexity of the project. For an average-sized home, replacement can take anywhere from one to three days.
You should have your roof inspected at least once a year or after any major weather event. Early detection is critical for preventing costly repairs later on.
Yes, it’s important to have your roof inspected by a trusted professional after a storm to assess any resulting damage and help you start the insurance claims process if necessary.
If you’re experiencing ongoing leaks, pooling water, visible cracks, splits, or blistering of shingles, or significant wear and tear, your roof may need repair or replacement. Make sure you schedule regular inspections to catch these issues early and prevent further damage.
Most homeowner insurance policies cover damage caused by unforeseen events like storms, fire or vandalism. However, coverage varies depending on the policy and the provider, so it’s important to review the specific details of your policy.
If your roof is over 10 years old, it is time for a thorough inspection and potentially investing in an entirely new roof altogether, especially if your roof was laid over a previously installed roof.
Next, take a flashlight with you to your attic or to the space where the interior of your roof is visible and look for signs such as beams of light, leaks, or streaks or stains on the inside of the roof.
Then move to the exterior of the roof. When inspecting the outside, be sure to look for any cracks, dents, missing or warped shingles.
When you see that a contractor has a license, you automatically know that they know the latest best practices for roof installation, repair, and maintenance, including all relevant permitting rules. There are no state roofing license requirements for roofing contractors in Georgia as they are considered an Exempt Specialty Contractor by the State Licensing Board. However, Regal Roofing is HAAG Engineering certified, so you can be sure you are working with a qualified and experienced roofing company.
Temporary repairs to prevent further damage are typically covered by insurance. Make sure you keep all receipts and documentation for reimbursement purposes.
Filing a claim for roof damage or replacement could potentially raise your premium. It’s a good idea to consult with your insurance provider before filing to understand how it may affect your policy.
